Terms of service

Last updated 14 October 2026

These terms cover using this website, run by the Vaad Hakohol for its Down Payment Assistance Fund.

Using this website

  • Use the website only to apply for help, help a family apply, or do your work for the Vaad.
  • Tell us the truth in your application. Keep your sign-in codes to yourself.
  • Applying doesn't promise help. The committee decides who is approved and how much, under the Vaad's rules.

Text messages

  • Program: Vaad Hakohol Down Payment Assistance Fund sign-in codes and application updates.
  • We text one-time sign-in codes when you ask for them, and short notes that there is an update on your application to see. We never send marketing.
  • Message frequency varies, usually a few texts a month while your application is open.
  • Msg & data rates may apply.
  • Reply HELP for help, or call the office. Reply STOP to opt out at any time; we'll send one message confirming you won't get more texts.
  • Agreeing to texts is never required to apply. You can sign in with an email address instead.
  • Mobile carriers are not liable for delayed or undelivered messages.

Your information

  • How we collect, use and protect your information is explained in our privacy policy.

Changes and questions

  • We may update these terms and will change the date at the top when we do. Call the office with any question.
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